Beth Buczynski, NerdWallet Whether you give a hoot about the environment or not, it could pay to think about energy efficiency when shopping for a home. Newer houses certified by Energy Star — the federal government’s energy-efficiency rating program — use an average of 20% less energy than homes built to the 2009 International Energy Conservation Code, … Continue reading Buying an Energy-Efficient Home: A Financially Bright Idea
Amrita Jayakumar, NerdWallet Samantha Ealy graduated with a bachelor’s degree and $70,000 in debt. She worked multiple jobs to pay off student loans, a car, medical bills and credit cards in three years. But looking back, Ealy sees a few missteps. For example, one job offered a 401(k), but she didn’t put in enough to … Continue reading How to Break Free of Debt Without Paying a Price Later
Due to the dramatic rise in threats and the sophisticated nature of cyber-crimes, there is not one single solution for online banking security. Kentucky Bank takes numerous steps to keep your accounts and personal information safe and secure, and you also play a role in maintaining the security of your banking information. Below are some … Continue reading Online Banking Security
Buying a home is a common undertaking for many Americans, but it’s also one of the most complicated — not to mention costly — purchases adults will ever make. It’s important to understand these 10 essential terms so you’re ready to make smart decisions with your money. Adjustable-rate mortgage (ARM): A mortgage with an interest … Continue reading 10 Terms Every Homebuyer Should Know
As exciting as it is to buy a home, the lead-up can be a dizzying experience, especially for first-time buyers. But don’t fret. Breaking down the process into smaller steps can help ease your anxieties. Here’s a look at the kinds of questions you’ll want to ask yourself, as well as a few other practical … Continue reading 4 Things to Do Before Buying a Home
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