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Investments and Finances During and After COVID-19

Almost everyone is concerned about their investments and financial future during this uncertain time. We want to share some advice and information from our  Vice President and Director of Portfolio Management/Wealth Advisor, Quin Broadbent, CFP® AIF® How have your clients generally been reacting/responding to the recent market volatility related to the COVID-19 outbreak? What groups have … Continue reading Investments and Finances During and After COVID-19



Buying an Energy-Efficient Home: A Financially Bright Idea

Beth Buczynski, NerdWallet Whether you give a hoot about the environment or not, it could pay to think about energy efficiency when shopping for a home. Newer houses certified by Energy Star — the federal government’s energy-efficiency rating program — use an average of 20% less energy than homes built to the 2009 International Energy Conservation Code, … Continue reading Buying an Energy-Efficient Home: A Financially Bright Idea



How to Break Free of Debt Without Paying a Price Later

Amrita Jayakumar, NerdWallet Samantha Ealy graduated with a bachelor’s degree and $70,000 in debt. She worked multiple jobs to pay off student loans, a car, medical bills and credit cards in three years. But looking back, Ealy sees a few missteps. For example, one job offered a 401(k), but she didn’t put in enough to … Continue reading How to Break Free of Debt Without Paying a Price Later



Online Banking Security

Due to the dramatic rise in threats and the sophisticated nature of cyber-crimes, there is not one single solution for online banking security. Kentucky Bank takes numerous steps to keep your accounts and personal information safe and secure, and you also play a role in maintaining the security of your banking information. Below are some … Continue reading Online Banking Security



10 Terms Every Homebuyer Should Know

Buying a home is a common undertaking for many Americans, but it’s also one of the most complicated — not to mention costly — purchases adults will ever make. It’s important to understand these 10 essential terms so you’re ready to make smart decisions with your money. Adjustable-rate mortgage (ARM): A mortgage with an interest … Continue reading 10 Terms Every Homebuyer Should Know



4 Things to Do Before Buying a Home

As exciting as it is to buy a home, the lead-up can be a dizzying experience, especially for first-time buyers. But don’t fret. Breaking down the process into smaller steps can help ease your anxieties. Here’s a look at the kinds of questions you’ll want to ask yourself, as well as a few other practical … Continue reading 4 Things to Do Before Buying a Home



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