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Health Savings Account

Potential customers: Individuals who are under the age of 65 and are covered by a High Deductible Health Plan qualify for our Health Savings Account. They cannot be covered by other health insurance or enrolled in Medicare. They cannot be claimed as a dependent on someone else’s tax return. Click here to view the HSA tutorial.

Health Savings Account Details

  • $50 minimum opening deposit
  • No minimum balance required
  • No Kentucky Courtesy coverage or overdraft privileges
  • Accessible by online banking, bill pay and e-statements
  • Unlimited transactions
  • Earns a variable rate of interest, compounded daily and paid monthly on collected balances
  • Funds can be accessed by debit card, check and bill pay
  • $10 set up fee (except Kentucky Bank Employers Club clients)
  • Monthly fee of $2.75 (waived, if enrolled in eStatements)
  • Check order fee
  • $25 closing transfer/rollover fee

Online banking will be unavailable on Sunday, February 19, from midnight until 6:00 a.m. All Kentucky Bank ATMs will be unavailable on Monday, February 20, from 1 p.m. – 3 p.m. for maintenance. We apologize for the inconvenience.

Day: Mon - Hour: 10