- $50 minimum deposit to open account
- Interest is earned on average daily balance, compounded daily, and paid monthly.
- $2 monthly service charge if daily balance falls below $100 (first month waived)
- ATM access
- eStatement only
- Variable interest rate
Withdrawal limitations: Regulation permits no more than six (6) combined withdrawals and/or transfers per month or statement period by means of a preauthorized or automatic transfer (e.g., automatic payments to an insurance company), drafts, telephone or online transfers, debit card, or check (for accounts with check privileges). Transfers to other Kentucky Bank accounts are counted as part of the six transaction limitation. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. Excess withdrawals over four (4) will be performed at a charge of $10.00 each.