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Basic Savings

A Kentucky Bank Basic Savings Account is a great way to start a savings program.

Basic Savings Details

  • Interest is earned on average daily balance. It is compounded daily and paid monthly.
  • ATM access
  • $50 minimum deposit to open account
  • Quarterly statement*
  • Fees are based on the balance for the calendar month
  • If daily balance falls below $100, you will be charged a $2 monthly service charge**
  • You may make up to 8 withdrawals per month at no charge. Excess withdrawals over 8 will be performed at a charge of $10.00 each. Not included in the eight (8) withdrawals are safe deposit box payments, loan payments, check protection transfers, wire transfers, and ATM withdrawals.
  • Variable interest rate

Transaction Limitations:  No more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts or debit card or similar transactions per monthly statement cycle.

*Monthly statement only applies when there are automatic transfers, ATM transactions or if customer receives a combined account statement.

**Service charge will be waived for the first month the account is opened. After account has been open for a month and daily balance falls below $100, the $2 service charge will apply.

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