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Opportunity Checking

Opportunity Checking gives you the opportunity to qualify for a traditional checking account.

Opportunity Checking Account Features:

  • $25 minimum opening deposit
  • No minimum balance requirement
  • Check writing capabilities
  • MasterCard Debit Card
  • Access to surcharge-free ATMs
  • Online banking
  • Mobile banking
  • Online bill payment
  • 24-Hour Bookkeeper telephone banking
  • Monthly statements
  • $9.95 monthly fee
  • $2 monthly direct deposit refund (one per account)

After 12 months in “good standing”* with an Opportunity Checking account, you may qualify and apply for a traditional Kentucky Bank checking account.

* “Good standing”  would include, among other things, making regular deposits and maintaining a positive balance in your account.

Online banking will be unavailable on Sunday, February 19, from midnight until 6:00 a.m. All Kentucky Bank ATMs will be unavailable on Monday, February 20, from 1 p.m. – 3 p.m. for maintenance. We apologize for the inconvenience.

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