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Opportunity Basic

If issues in your credit history have prevented you from opening a checking account, Opportunity Basic may be an option for you.

Opportunity Basic Account Features:

  • $25 minimum opening deposit
  • No minimum balance requirement
  • Mastercard® Debit Card
  • Access to surcharge-free ATMs
  • Online Banking
  • Mobile Banking
  • Online bill payment
  • 24-Hour Bookkeeper telephone banking
  • Monthly statements
  • $9.95 monthly service charge
  • $2 monthly direct deposit refund (one per account)

After 12 months in good standing* with an Opportunity Basic account, you may qualify for a standard Opportunity Checking account.**

*  “Good standing” would include, among other things, making regular deposits and maintaining a positive balance in your account. **Account holder must have Social Security Number or ITIN before qualifying for a standard Opportunity Checking account.

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