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Opportunity Basic

If issues in your credit history have prevented you from opening a checking account, Opportunity Basic may be an option for you.

Opportunity Basic Account Features:

  • $25 minimum opening deposit
  • No minimum balance requirement
  • MasterCard Debit Card
  • Access to surcharge-free ATMs
  • Online Banking
  • Mobile Banking
  • Online bill payment
  • 24-Hour Bookkeeper telephone banking
  • Monthly statements
  • $9.95 monthly service charge
  • $2 monthly direct deposit refund (one per account)

After 12 months in good standing* with an Opportunity Basic account, you may qualify for a standard Opportunity Checking account.

*  “Good standing” would include, among other things, making regular deposits and maintaining a positive balance in your account.

You may be aware that Equifax was breached. To learn more, please visit Please notify us if you see anything that looks fraudulent on your account. Kentucky Bank debit card and other MasterCard customers may also sign up for free ID theft monitoring by visiting

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