If issues in your credit history have prevented you from opening a checking account, Opportunity Basic may be an option for you.
Opportunity Basic Account Features:
- $25 minimum opening deposit
- No minimum balance requirement
- Mastercard® Debit Card
- Access to surcharge-free ATMs
- Online Banking
- Mobile Banking
- Online bill payment
- 24-Hour Bookkeeper telephone banking
- Monthly statements
- $9.95 monthly service charge
- $2 monthly direct deposit refund (one per account)
After 12 months in good standing* with an Opportunity Basic account, you may qualify for a standard Opportunity Checking account.**
* “Good standing” would include, among other things, making regular deposits and maintaining a positive balance in your account. **Account holder must have Social Security Number or ITIN before qualifying for a standard Opportunity Checking account.