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Electronic Banking

Online Banking

Electronic Banking allows you to manage your money whenever and wherever you want. You can conduct a variety of banking activities-FREE of charge, online! Access your checking, savings, loans, and more. You can set up one-time and recurring transfers between accounts. This is an excellent way to save or budget household or college student accounts. You may choose a set amount to be transferred monthly, biweekly, weekly, and more. Pay your Kentucky Bank loan payment electronically by deducting it from your checking or savings account. All activity will be shown on your monthly statement.


eStatements are electronic versions of your original paper statements that you receive through your email rather than the US Postal Service. They look just like your paper statements, yet you’ll receive them much sooner than before. Encryption makes eStatements even more secure than mailing traditional paper statements. Login to your online banking account and eStatment Enrollment follow these instructions to set up your eStatements today!

Debit Card

Your debit card is the easiest, fastest way to access your Kentucky Bank checking account. In addition to giving you ATM access, the Kentucky Bank debit card is accepted at all merchant locations where the MasterCard symbol is displayed. The amount of your purchase is deducted from your checking account.

Card Alert Notification

Click here to learn how to protect your Debit or ATM card.

Credit Card

Credit cards are available as a VISA or MasterCard. These cards can be used at merchant locations for purchases and at financial institutions and ATMs that display the VISA and MasterCard logos for cash withdrawals.

ATM Locations

Your Kentucky Bank ATM card is accepted nationwide and each Kentucky Bank location has access to an ATM with several off-site Kentucky Bank ATMs available for you, as well. Click here for a full list.

Non-Kentucky Bank ATM Fee Rebates

Make every dollar count! Simply present your ATM receipt to any Kentucky Bank teller, within 30 days of the transaction, and we will rebate your non-Kentucky Bank ATM fees (not to exceed $5.00 per transaction). The non-Kentucky Bank fee is the amount that another bank charges when you use their ATM.

Popmoney® – Person-2-Person Payments

The Popmoney® personal payment service lets you send money to friends, family or anyone at all.* All you need is their name and email address or mobile number to move money from your Kentucky Bank account to theirs.
To use Popmoney, login to your Kentucky Bank Online Banking account, then selectPopmoney from the Payment Center which is found under Online Bill Pay.

Use the Popmoney mobile app so you can use Popmoney on the go. Available on the App Store and on Android Google Play.

*Terms and Conditions, as well as fees apply.

Transfer Funds

You can automatically transfer funds between accounts on a regular basis. This is an excellent way to save or budget household or college student accounts. Just choose a set amount to be transferred on the same date each month at no charge. The activity will be shown on your monthly statement.

Pay Loans Automatically

Save time and money by having your Kentucky Bank loan payment automatically deducted from your checking or savings account. You can even have your loan payment automatically deducted from other financial institutions, using online banking bill pay.

24 Hour Bookkeeper

Obtain balances, inquire about recent transactions, transfer funds between accounts, and more when you use Telephone Banking 24-Hour Bookkeeper. Simply call 1-800-TWO-TONE (1-800-896-8663) to get started. If you are a first time user, the last 4 digits of your social security number will be your PIN. You may change your password once you are in the system.

Disclosures & Agreements

You may be aware that Equifax was breached. To learn more, please visit Please notify us if you see anything that looks fraudulent on your account. Kentucky Bank debit card and other MasterCard customers may also sign up for free ID theft monitoring by visiting

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