Report Lost/Stolen Card

SMART eAccount

This SMART eAccount is available for customers that are always on the go; it doesn’t matter where you are or where you are going. If you are busy and just can’t make it to the bank, you can open your account online. Apply now!


  • $25 minimum opening deposit
  • No minimum balance required
  • Receive eStatements
  • Unlimited transfers and withdrawals
  • Free Online Banking and Bill Payment
  • Access to free Mobile Banking
  • Monthly service charge of $4.00
  • Receive monthly refunds, not to exceed the monthly service charge of $4, for the following services:
    • Monthly direct deposit refund = $2.00
    • eStatement refund = $2.00
    • Student (under age 23) refund = $2.00

All Kentucky Bank ATMs will be down for system maintenance between 1:00 p.m. and 6:00 p.m. on Saturday, April 29. We apologize for the inconvenience.

Day: Mon - Hour: 16