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Checking

Use the comparison chart below to determine which checking account best suits your financial needs. Our SMART eAccount is a great account for those that are always on the go. If you’re busy and just can’t make it to the bank, you can open your account online – anytime, anywhere! Our SMART & SMART+ Accounts will help you get the most out of your finances! All three of our Smart checking accounts automatically recognize the activities in your account which will earn fee refunds.

Checking Account Comparisons

Compare accounts to see which one works best for you.

  • eStatements or paper statements
  • Phone, online, mobile, tablet banking
  • Account alerts (text and email)
  • Online bill payment
  • Person-to-Person payments (Popmoney)
  • Debit card
  • Debit card rewards
  • Check writing
  • Check discount (basic check design)
  • Non-Kentucky Bank ATM fees automatically refunded (Up to $25 per month)
  • Non-Kentucky Bank ATM fees refunded (Present receipt within 30 days of transaction, up to $5 per transaction)
  • Safe Deposit Box discount
  • Interest (tiered $5,000 or greater)
  • Monthly service charge
SMART eACCOUNT
$25Min Deposit
Apply Now!
  • eStatements or paper statements
  • Phone, online, mobile, tablet banking
  • Account alerts (text and email)
  • Online bill payment
  • Person-to-Person payments (Popmoney)
  • Debit card
  • Debit card rewards
  • Check writing
  • refunded (Up to $25 per month)
  • Interest (tiered $5,000 or greater)
    $4.00
SMART ACCOUNT
$25Min Deposit
Learn More
  • eStatements or paper statements
  • Phone, online, mobile, tablet banking
  • Account alerts (text and email)
  • Online bill payment
  • Person-to-Person payments (Popmoney)
  • Debit card
  • Debit card rewards
  • Check writing
  • Check discount (basic check design)
    1st Order Free
  • refunded (Up to $25 per month)
  • Interest (tiered $5,000 or greater)
    $4.00
SMART+ ACCOUNT
$25Min Deposit
Learn More
  • eStatements or paper statements
  • Phone, online, mobile, tablet banking
  • Account alerts (text and email)
  • Online bill payment
  • Person-to-Person payments (Popmoney)
  • Debit card
  • Debit card rewards
  • Check writing
  • Check discount (basic check design)
    2 Free Orders Per Year
  • Non-Kentucky Bank ATM fees automatically
  • Non-Kentucky Bank ATM fees refunded (Present receipt within 30 days of transaction, up to $5 per transaction)
    50% Discount
  • Safe Deposit Box discount
  • Interest (tiered $5,000 or greater)
    $12.00

MONTHLY REFUNDS – Receive these refunds up to your monthly service charge. (The following refunds are available on active accounts only)

Compare accounts to see which one works best for you.

  • Direct deposit refund
  • eStatement refund
  • Student refund (under age 23)
  • Average account balance refund ($1,500)
  • Total deposit relationship refund ($30,000)
SMART eACCOUNT
$25Min Deposit
Apply Now!
  • Direct deposit refund
    ($2.00)
  • eStatement refund
    ($2.00)
  • Student refund (under age 23)
    ($2.00)
SMART ACCOUNT
$25Min Deposit
Learn More
  • Direct deposit refund
    ($2.00)
  • eStatement refund
    ($2.00)
  • Student refund (under age 23)
    ($2.00)
SMART + ACCOUNT
$25Min Deposit
Learn More
  • Direct deposit refund
    ($2.00)
  • eStatement refund
    ($2.00)
  • Student refund (under age 23)
    ($2.00)
  • Average account balance refund
    ($8.00)
  • Total deposit relationship refund
    ($8.00)

ADDITIONAL CHECKING ACCOUNTS

Account Description To Open Interest
Money Market
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Earn interest with $1,000 monthly minimum. $1,000
(tiered)
PaySmart
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A checking account with no bank overdraft fees ever! You may also get up to a $1,000 credit line with no credit score required.
Opportunity Checking
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If you have been unable to open a checking account due to prior credit or banking history we may be able to help. $25
Health Savings Accounts
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A tax-advantaged medical savings account. $50

All Kentucky Bank locations will be closed on Thursday, November 23, in observance of Thanksgiving Day. Thank you.

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Day: Sun - Hour: 19