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Personal Loans

Consumer Loan

Kentucky Bank consumer loans are available at terms you can manage. Whether you are remodeling your home, buying a car, or consolidating debt, our lenders can help. Click here to request more information.

PaySmart

PaySmart is a checking account with no bank overdraft fees ever! You may also get up to a $1,000 credit line with no credit score required. Click here to learn more or apply now.

Vehicle Loan

Kentucky Bank offers loans specifically for the purchase of new and used cars, trucks, boats, trailers, motorcycles and other recreational vehicles. Click here to request more information.

Boat Loans

From small fishing boats to large house boats, new or used, we are able to finance your dream boat. Talk to us today or click here to request more information.

Home Construction Loan

Construction loans are designed to help with the difficult process of managing and building a new home. The term is short term and the rates are fixed. Construction loans are available for contractor built homes.

Agricultural Loan

A Kentucky Bank agricultural loan is designed to meet the day-to-day and long term financing needs of any size or type of farm. Farming has different financial needs and we understand this. Agricultural loans can be a fixed or variable rate with flexible repayment schedules. We are an approved USDA lender and a Farm Services Agency (FSA) lender.

Small Dollar Loans

Sometimes quick and easy is just what you need! Kentucky Bank is offering Small Dollar Loans to fit your needs*

  • Loan amounts from $500 – $2,500
  • Monthly payment terms
  • No processing fees
  • No prepayment penalty
  • Annual Percentage Rate 21%

*All loans are subject to credit approval

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