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Small Business Administration Lending (SBA)

The U.S. Small Business Administration (SBA) plays a critical role in making financing available to small businesses for a wide array of purposes, from starting and growing a business to purchasing commercial real estate. Kentucky Bank is proud to offer loan programs in partnership with the SBA, which includes both loans for start-up businesses, as well as larger loans to established companies looking to expand or re-tool their operations.

As an SBA Lender, we have the knowledge and skills needed to effectively deliver SBA loans. We can help you secure the credit needed to grow your business.

We offer access to all SBA loan programs, with a special focus on the following:

  • SBA 7(a) Loan Program – Available to qualified borrowers for expanding or acquiring a small business. This is the most popular option within the SBA’s business loan programs, and is available to a wide range of borrowers.
  • SBA Express Loan Program – Available up to $350,000, these small business loans can be used for equipment purchases, expansion, owner-occupied real estate purchases, working capital and more.


To learn more about our SBA loan options, contact Darren Henry at 859-988-1352 or





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