Privacy Policy

Kentucky Bank respects the privacy of our customers and we are committed to protect the security and confidentiality of our customer information. Your privacy is important to us.

We, our, and us, when used in this notice mean Kentucky Bank. When we use the words “you” and “your” we mean the following types of customers:

• All of our consumer customers who have a continuing relationship with us, such as a:
  • Deposit Account
  • Loan Account
  • Credit Card Account
  • Safe Deposit Box
  • Self-directed Individual Retirement Account (IRA) where we act as custodian or trustee
  • All former customers

This notice will explain the sources for nonpublic personal information we collect on our customers. It will also let you know what measures we take to secure that information.

We must, first, define some terms:

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic information does not include information that is available from public sources, such as telephone directories or government records.

Nonaffiliated third party means a company that is not an affiliate of ours.

Information We Collect

We collect nonpublic personal information about you from the following sources:

• information we receive from you on applications or other forms;
• information about your transactions with us, our affiliates, or others;
• information about your transactions with nonaffiliated third parties and
• information we receive from a consumer reporting agency.

Nonpublic Personal Information And Nonaffiliated Third Parties

We will not disclose nonpublic personal information about you to anyone except as disclosed in this policy or as permitted by law.

Former Customers

If you decide to close your account(s) or become an inactive customer, we will follow the privacy policies and practices as described in this notice.

Confidentiality, Security And Integrity Of Your Nonpublic Personal Information

We restrict access to your information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Questions Regarding Our Privacy Program

You may telephone or write us if you have any questions about our privacy program.

Kentucky Bank
P. O. Box 157
Paris, Ky. 40362-0157
(859) 987-1795